2027 MNM LIVABILITY INDEX

Tracy

California (CA)
Best for: Households seeking space while retaining access to Northern California employment regions
Tracy CA 2027 livability
Medium City
2027 CITY CLASSMedium City100,000–299,999 residents
Modern Livability69.2/ 100
AT A GLANCE

Everyday numbers

Population101,901
Median Home$699,000
Median Rent$2,478
Median Household Income$121,119
Cost of LivingRPP 105.1 (US=100; BEA 2024; metro area)
Average Commute42.5 min (ACS 2020-2024)
Unemployment5.5% (ACS 2020-2024; civilian labor force)
Metro AreaStockton-Lodi, CA
2027 MODERN LIVABILITY SCORECARD

How this city actually lives

Twelve dimensions capture both hard data and the everyday experience traditional lists tend to miss.

69.2overall
Housing & Financial Reality66.0

Housing burden, taxes, insurance, utilities and what local incomes actually buy.

Ease of Living57.0

Errands, commute friction, parking, services and the effort required for daily life.

Safety & Stability71.0

Personal, neighborhood, road and environmental stability.

Economic Opportunity76.0

Jobs, wages, career mobility, employer diversity and economic resilience.

Health & Wellness76.0

Healthcare access, activity, mental wellness, healthy food and environmental health.

Beauty & Sense of Place68.0

Scenery, architecture, trees, cleanliness, public realm and distinct sense of place.

Mobility & Congestion57.0

Traffic delay, commute reliability, walking, cycling and transit usefulness.

Nature & Escape70.0

Trails, water, mountains, parks, public lands and how easily residents can escape.

Diversity & Belonging83.0

Diversity, integration, accessibility, newcomer friendliness and community connection.

Climate & Environment62.0

Comfortable weather, air quality, severe weather and environmental exposure.

Community & Culture70.0

Restaurants, arts, events, third places, recreation and social life.

Infrastructure & Connectivity75.0

Broadband, utilities, airport, highways, transit and essential connectivity.

THE THINGS OLD-SCHOOL LISTS MISS

What daily life feels like

Traffic / CongestionACS average one-way commute: 42.5 minutes (2020-2024, excluding workers at home). Longer regional trips are a material daily-life tradeoff. This is a commute measure, not a live traffic-delay index.
Weekend EscapeMunicipal parks, recreation facilities and community programs support local activity. Regional trips depend on travel time and seasonal conditions.
WalkabilityCitywide Walk Score 43/100 (directory checked October 2026). Many errands require a car; selected centers may be more walkable.
Airport AccessStockton Metropolitan Airport (SCK) is a regional air-travel option. Check the airport for current destinations; no drive-time estimate is assumed.
Outdoor AccessMunicipal parks, recreation facilities and community programs support local activity.
Healthcare AccessSutter Tracy Community Hospital provides a local or nearby hospital option. Check insurance networks, service availability and specialist access individually.
Air QualityAir quality changes by day and season. Check AirNow for local ozone and fine-particle conditions, particularly during heat or smoke events; no citywide annual AQI rating is assigned here.
Third Places / Social LifeTracy's parks and recreation facilities provide public gathering spaces. A growing commuter-oriented city at the edge of the Central Valley, where workplace location heavily shapes livability. The mix of libraries, cafes and community activities varies by neighborhood.
EDITORIAL VIEW

More than a number

Trajectory: Growing: +1.5% population change from 2024 to 2025 (same Census vintage). This describes population only, not a forecast.
WHY IT STANDS OUT

Why we chose it

Tracy has 101,901 residents in the Census Bureau's July 1, 2025 estimate and is #330 in the incorporated-place population ranking used for this batch. The ACS 2020-2024 estimates report a median owner-occupied home value of $699,000, median monthly gross rent of $2,478, and median household income of $121,119. These are survey-period estimates, not current listings or asking rents. Municipal parks, recreation facilities and community programs support local activity. Livability scores are provisional editorial assessments for review, not official Census ratings.

REAL LIFE

What living here actually feels like

A growing commuter-oriented city at the edge of the Central Valley, where workplace location heavily shapes livability.

STRENGTHS

Where it shines

Access to Sutter Tracy Community Hospital; Municipal parks, recreation facilities and community programs support local activity.

TRADEOFFS

Where it falls short

Very long average commutes; high housing costs; summer heat; dependence on regional highways.

ALL 2027 RANKINGS

Where Tracy ranks