2027 MNM LIVABILITY INDEX

San Mateo

California (CA)
Best for: Peninsula professionals who value regional access and can accommodate very high housing costs
San Mateo CA 2027 livability
Medium City
2027 CITY CLASSMedium City100,000–299,999 residents
Modern Livability77.6/ 100
AT A GLANCE

Everyday numbers

Population103,337
Median Home$1,618,700
Median Rent$3,077
Median Household Income$153,504
Cost of LivingRPP 115.6 (US=100; BEA 2024; metro area)
Average Commute26.1 min (ACS 2020-2024)
Unemployment4.6% (ACS 2020-2024; civilian labor force)
Metro AreaSan Francisco-Oakland-Fremont, CA
2027 MODERN LIVABILITY SCORECARD

How this city actually lives

Twelve dimensions capture both hard data and the everyday experience traditional lists tend to miss.

77.6overall
Housing & Financial Reality25.0

Housing burden, taxes, insurance, utilities and what local incomes actually buy.

Ease of Living79.0

Errands, commute friction, parking, services and the effort required for daily life.

Safety & Stability77.0

Personal, neighborhood, road and environmental stability.

Economic Opportunity83.0

Jobs, wages, career mobility, employer diversity and economic resilience.

Health & Wellness85.0

Healthcare access, activity, mental wellness, healthy food and environmental health.

Beauty & Sense of Place86.0

Scenery, architecture, trees, cleanliness, public realm and distinct sense of place.

Mobility & Congestion77.0

Traffic delay, commute reliability, walking, cycling and transit usefulness.

Nature & Escape86.0

Trails, water, mountains, parks, public lands and how easily residents can escape.

Diversity & Belonging88.0

Diversity, integration, accessibility, newcomer friendliness and community connection.

Climate & Environment88.0

Comfortable weather, air quality, severe weather and environmental exposure.

Community & Culture82.0

Restaurants, arts, events, third places, recreation and social life.

Infrastructure & Connectivity89.0

Broadband, utilities, airport, highways, transit and essential connectivity.

THE THINGS OLD-SCHOOL LISTS MISS

What daily life feels like

Traffic / CongestionACS average one-way commute: 26.1 minutes (2020-2024, excluding workers at home). Workplace location and departure time still determine individual travel. This is a commute measure, not a live traffic-delay index.
Weekend EscapeShoreline parks and Bay Trail connections offer waterfront walking and cycling. Regional trips depend on travel time and seasonal conditions.
WalkabilityCitywide Walk Score 68/100 (directory checked October 2026). Some errands can be done on foot; conditions vary by neighborhood.
Airport AccessSan Francisco International Airport (SFO) is a regional air-travel option. Check the airport for current destinations; no drive-time estimate is assumed.
Outdoor AccessShoreline parks and Bay Trail connections offer waterfront walking and cycling.
Healthcare AccessSan Mateo Medical Center provides a local or nearby hospital option. Check insurance networks, service availability and specialist access individually.
Air QualityAir quality changes by day and season. Check AirNow for local ozone and fine-particle conditions, particularly during heat or smoke events; no citywide annual AQI rating is assigned here.
Third Places / Social LifeSan Mateo's parks and recreation facilities provide public gathering spaces. A Peninsula city with active neighborhood centers and a combination of urban convenience and suburban residential areas. The mix of libraries, cafes and community activities varies by neighborhood.
EDITORIAL VIEW

More than a number

Trajectory: Broadly stable: +0.5% population change from 2024 to 2025 (same Census vintage). This describes population only, not a forecast.
WHY IT STANDS OUT

Why we chose it

San Mateo has 103,337 residents in the Census Bureau's July 1, 2025 estimate and is #324 in the incorporated-place population ranking used for this batch. The ACS 2020-2024 estimates report a median owner-occupied home value of $1,618,700, median monthly gross rent of $3,077, and median household income of $153,504. These are survey-period estimates, not current listings or asking rents. Shoreline parks and Bay Trail connections offer waterfront walking and cycling. Livability scores are provisional editorial assessments for review, not official Census ratings.

REAL LIFE

What living here actually feels like

A Peninsula city with active neighborhood centers and a combination of urban convenience and suburban residential areas.

STRENGTHS

Where it shines

Citywide Walk Score supports some daily errands on foot; Access to San Mateo Medical Center; Shoreline parks and Bay Trail connections offer waterfront walking and cycling.

TRADEOFFS

Where it falls short

Very high housing costs; regional traffic; limited space; earthquake exposure.

ALL 2027 RANKINGS

Where San Mateo ranks