2027 MNM LIVABILITY INDEX

Naperville

Illinois (IL)
Best for: Families and professionals seeking high incomes, strong schools and services, a polished downtown, trails and parks, commuter rail to Chicago and a safe suburban environment with more personality than a typical bedroom community.
Naperville IL 2027 livability
Medium City
2027 CITY CLASSMedium City100,000–299,999 residents
Modern Livability82.6/ 100
AT A GLANCE

Everyday numbers

Population153,114
Median Home$540,200
Median Rent$1,885
Median Household Income$155,105
Cost of Living103.6 (US=100; 2024 MSA)
Average Commute30.5 min
Unemployment4.9% metro (Jul 2026)
Metro AreaChicago-Naperville-Elgin, IL-IN-WI
2027 MODERN LIVABILITY SCORECARD

How this city actually lives

Twelve dimensions capture both hard data and the everyday experience traditional lists tend to miss.

82.6overall
Housing & Financial Reality69.0

Housing burden, taxes, insurance, utilities and what local incomes actually buy.

Ease of Living78.0

Errands, commute friction, parking, services and the effort required for daily life.

Safety & Stability95.0

Personal, neighborhood, road and environmental stability.

Economic Opportunity91.0

Jobs, wages, career mobility, employer diversity and economic resilience.

Health & Wellness93.0

Healthcare access, activity, mental wellness, healthy food and environmental health.

Beauty & Sense of Place90.0

Scenery, architecture, trees, cleanliness, public realm and distinct sense of place.

Mobility & Congestion65.0

Traffic delay, commute reliability, walking, cycling and transit usefulness.

Nature & Escape84.0

Trails, water, mountains, parks, public lands and how easily residents can escape.

Diversity & Belonging87.0

Diversity, integration, accessibility, newcomer friendliness and community connection.

Climate & Environment66.0

Comfortable weather, air quality, severe weather and environmental exposure.

Community & Culture83.0

Restaurants, arts, events, third places, recreation and social life.

Infrastructure & Connectivity92.0

Broadband, utilities, airport, highways, transit and essential connectivity.

THE THINGS OLD-SCHOOL LISTS MISS

What daily life feels like

Traffic / CongestionModerate. Local driving is generally manageable, but commuting toward Chicago, O'Hare or major employment corridors can add significant peak-hour friction. Metra provides an important alternative for downtown Chicago commuters.
Weekend EscapeVery good. The Riverwalk, local trails and preserves handle everyday recreation, while Morton Arboretum, forest preserves, Chicago, Lake Michigan and destinations such as Starved Rock expand weekend options.
Walkability34/100 citywide Walk Score, so Naperville is car-dependent overall. Downtown Naperville and the Riverwalk area are much more pedestrian-friendly, and Metra improves regional mobility.
Airport AccessGood. Residents can reach both O'Hare and Midway, and Metra connects Naperville to downtown Chicago; airport trip times vary considerably with regional traffic.
Outdoor AccessVery good for a suburban city. Naperville Park District maintains 70+ miles of trails, and the 1.75-mile Riverwalk provides a distinctive recreation and public-space spine through downtown.
Healthcare AccessExcellent for a medium city. Edward Hospital provides 24/7 emergency care plus cardiology, oncology, orthopedics, surgery, pediatrics and other major specialties locally, with the broader Chicago medical market nearby.
Air QualityMixed. Naperville benefits from abundant greenery and suburban open space, but it remains part of the Chicago regional airshed, where summer ozone and periodic particle pollution can affect air quality.
Third Places / Social LifeVery strong. Downtown Naperville combines restaurants, cafés, shops, the Riverwalk, libraries, North Central College, parks and frequent community events in a compact social core.
EDITORIAL VIEW

More than a number

Trajectory: Improving
WHY IT STANDS OUT

Why we chose it

Naperville performs unusually well because it combines suburban stability with a genuine center of gravity. High household income, healthcare, trails, the Riverwalk, commuter rail and a strong downtown create a level of everyday completeness that many suburbs lack. Housing is expensive, but incomes are also exceptionally high.

REAL LIFE

What living here actually feels like

Naperville feels organized, affluent and community-oriented without being entirely homogeneous or sleepy. Downtown and the Riverwalk create a real public realm, while most residential areas remain spacious and car-oriented. Chicago is accessible enough to expand career and cultural options without defining every day of local life.

STRENGTHS

Where it shines

Very high household income; strong safety profile; Riverwalk and 70+ miles of trails; attractive downtown; local full-service hospital; Metra access; strong schools and family amenities; broad Chicago-region job access.

TRADEOFFS

Where it falls short

High home prices and property costs; long average commute; car dependence outside downtown; winter cold; regional traffic; nightlife and arts remain smaller than Chicago; airport access is useful but not effortless.

ALL 2027 RANKINGS

Where Naperville ranks