2027 MNM LIVABILITY INDEX

Naples

Florida (FL)
Best for: Affluent retirees, executives and second-home households who prioritize beaches, dining, healthcare and polished amenities over affordability.
Naples FL 2027 livability
2027 CITY CLASSUnder 25K
Modern Livability80.0/ 100
AT A GLANCE

Everyday numbers

Population20,114
Median Home$1,525,600
Median Rent$2,305
Median Household Income$153,182
Cost of Living~106.0 (US=100; 2024 MSA)
Average CommuteLocal trips are generally short; regional commuting is more car-dependent.
Unemployment~4.8% metro (Jul 2026)
Metro AreaNaples-Marco Island, FL
2027 MODERN LIVABILITY SCORECARD

How this city actually lives

Twelve dimensions capture both hard data and the everyday experience traditional lists tend to miss.

80.0overall
Housing & Financial Reality45.0

Housing burden, taxes, insurance, utilities and what local incomes actually buy.

Ease of Living86.0

Errands, commute friction, parking, services and the effort required for daily life.

Safety & Stability84.0

Personal, neighborhood, road and environmental stability.

Economic Opportunity98.0

Jobs, wages, career mobility, employer diversity and economic resilience.

Health & Wellness87.0

Healthcare access, activity, mental wellness, healthy food and environmental health.

Beauty & Sense of Place86.0

Scenery, architecture, trees, cleanliness, public realm and distinct sense of place.

Mobility & Congestion82.0

Traffic delay, commute reliability, walking, cycling and transit usefulness.

Nature & Escape85.0

Trails, water, mountains, parks, public lands and how easily residents can escape.

Diversity & Belonging74.0

Diversity, integration, accessibility, newcomer friendliness and community connection.

Climate & Environment84.0

Comfortable weather, air quality, severe weather and environmental exposure.

Community & Culture70.0

Restaurants, arts, events, third places, recreation and social life.

Infrastructure & Connectivity82.0

Broadband, utilities, airport, highways, transit and essential connectivity.

THE THINGS OLD-SCHOOL LISTS MISS

What daily life feels like

Traffic / CongestionModerate, with seasonal residents and tourism causing the largest winter and peak-hour slowdowns.
Weekend EscapeExceptional. Gulf beaches, the Ten Thousand Islands, Everglades access, boating, golf and dining are major lifestyle assets.
WalkabilityGood by Florida standards. The core is walkable for dining, recreation and selected daily errands, although a car is still useful for regional trips.
Airport AccessVery good. Southwest Florida International is the primary commercial airport, with Naples Airport serving private and general aviation.
Outdoor AccessExcellent. Beaches or coastal waterways, boating, fishing and nearby parks make outdoor access a major strength.
Healthcare AccessStrong to exceptional regional healthcare access, with hospital, specialty and outpatient options available locally or within the surrounding metro.
Air QualityGenerally favorable with coastal airflow, though heat, humidity, pollen, Saharan dust and occasional smoke or ozone events can reduce comfort.
Third Places / Social LifeVery good to exceptional. A recognizable downtown or neighborhood core supports cafés, restaurants, events and public gathering spaces.
EDITORIAL VIEW

More than a number

Trajectory: Stable
WHY IT STANDS OUT

Why we chose it

Naples stands out in the 2027 MNM Livability Index for exceptional beaches; fifth avenue dining and shopping; very high income; healthcare; golf; strong civic amenities. Its profile balances housing, everyday ease, safety, opportunity, wellness, beauty, mobility, nature, belonging, climate, culture and infrastructure rather than relying on one traditional statistic. The clearest tradeoffs are extremely high housing cost; insurance; storm and flood exposure; seasonal congestion; service-worker affordability challenges.

REAL LIFE

What living here actually feels like

Naples feels upscale, manicured and leisure-oriented, with beaches, dining and private-club culture supporting one of Florida's most affluent small-city lifestyles.

STRENGTHS

Where it shines

Exceptional beaches; Fifth Avenue dining and shopping; very high income; healthcare; golf; strong civic amenities.

TRADEOFFS

Where it falls short

Extremely high housing cost; insurance; storm and flood exposure; seasonal congestion; service-worker affordability challenges.

ALL 2027 RANKINGS

Where Naples ranks

Rankings will appear here as the 2027 results are published.